There are ways you can set up your home loan to pay less interest in the long run and take years off your mortgage. Here are a few quick tips to get your home loan working harder.
8 tips to get a harder working home loan Read More »
Here are the steps required to enter aged care, as well as the fees that may apply. And some of the key things to consider when it comes to the family home.
A Guide to Aged Care Read More »
Just as it is vital to invest in the
financial planning, retirement
planning must also focus on that
other precious commodity – time.
Learn how to navigate change in
retirement.
Navigating the transition to a successful retirement Read More »
The 50/30/20 budgeting strategy approach enables you to manage your money without making too many sacrifices. It helps you to divvy up your take-home pay into three main areas – needs, wants and savings. Read more to see if this strategy is right for you.
50-30-20 Budgeting Strategy Read More »
Saving money doesn’t come naturally to everyone. Some people are wired to save– for others it takes a bit more discipline. But developing good savings habits can do so much for both your financial wellbeing and your future security. These 7 tips could see you start to change your ways.
Getting Smart About Savings Read More »
If you receive the Age Pension, recent changes to means testing for retirees could put more money in your pocket. These changes impact the assessment of certain lifetime income streams that began on or after 1 July 2019 (including any that you take up now).
Are you getting the Age Pension you’re entitled to? Read More »
There are a number of considerations when it comes to gearing, the investment assets you may choose to gear and the way you structure your debt.
Your guide to gearing Read More »
It’s natural to feel nervous when markets fall, but history tells us that markets trend upwards in the long run – and switching investment options at the wrong time can have a negative impact on your overall long-term invest.
Five charts on investing to keep in mind in rough times Read More »
Is it really possible to live within your means and still enjoy life? The answer is yes and with just a few important changes you can start spending less and lose the debt.
How to spend without getting into debt Read More »
When you’re still employed and earning a salary, there’s money coming in you can rely on. In retirement, in the absence of a regular salary you’ll need to find a new way to secure enough income to cover your living costs.
Investing your money is one way to make the most of your savings and provide an income in retirement but if you’re expecting savings and investment earnings to help cover your expenses, it’s important to get your strategy right.
Why investing for retirement is different Read More »